Job Loss Protection

Did you know that the number one reason for mortgage defaults today is the loss of employment? As a qualified homeowner if you enroll in our Mortgage Protection Program, you are protected against financial crisis brought on by involuntary loss of employment. Our Program Benefits include:

IUI Benefits:

• Two years of coverage
• Up to six months of mortgage payments
• Coverage up to $1800 per month
• Easy enrollment process
• Program underwritten by one of the industry's top insurance companies

Eligibility Requirements:

• Employed full time (minimum 30 hours/week)
• 60-day vesting period
• Cannot be self employed, an independent contractor, or active military
• Cannot own greater than 10% interest in his/her employer's business
• Must be between the ages of 18 and 66

Home Buyer's Education

Knowledge is key and when it comes to purchasing a home; you can never know too much. In order to help you become confident, long-term owners, we've created the following easy-to-use tool, providing you with a helpful support system.

Homebuyer Education CD

A CD that educates and prepares you, the homeowner, for all that home ownership entails, including, budgeting, money-saving tips, and much more.

Live Telephone Buyer Support

Upon completion of the Home Buyer Education CD, you will have access to a 1/2 hour of telephone support with a trained expert to answer any additional questions.

Emergency Fund Access from the Rainy Day Program

Many buyers are concerned about short-term financial set-backs or emergencies that may deter you from buying a home today. The Rainy Day Program offers you emergency fund access for these unexpected financial situations.

Examples of Items Covered:

• Unexpected medical expenses
• Protection for various short-term disabilities
• Unusually high car repair bills
• Catastrophic events

To learn more about 2 Year Mortgage Protection please visit www.myhomebuyerclub.com.